LYOPAY Pro will be a payment application with cryptocurrencies and fiat money, available in 150 countries. It can be considered the powered up edition of LYOPAY app: the purpose of its creation is to provide a crypto app with integrated fiat currencies which, in enhancement to LYOPAY, will be available to multiple countries around the globe beyond Europe. Compatible currencies will be USD, EUR, GBP, CNY, JPY. Services will also include IBAN account with debit cards and virtual card.